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Student Loans

Student loans are a form of financial aid that requires repayment of the funds received, usually with interest.

Direct Loans are loans in the student’s or parent’s name and are contingent on filling out a Free Application for Federal Student Aid (FAFSA).

PLUS loans are borrowed by parents to assist in paying college costs and carry a fixed interest rate

Alternative Loans are available through banks or lending institutions—not the federal government—to help bridge the gap between the cost of education and the amount of financial aid received.

After tuition has been paid, any loan money available can be used for books in the form of a Campus Store purchasing card from the Business Office, which also handles refunds and holds

  • Graduate students may be eligible to borrow up to $20,500 per academic year.
  • Part‑time undergraduate students may be eligible to borrow up to $12,500 per academic year.

In some cases, loans may be deferred, forgiven, cancelled, or discharged. For more information, please visit studentaid.ed.gov.