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Graduate PLUS Loan

Graduate students who have exhausted their federal aggregate limit or yearly-unsubsidized loan limit may be eligible for a Graduate PLUS Loan. Students in the OD program who wish to apply should apply under the academic year that begins in August of the year they are enrolled for.

  • You must not have an adverse credit history.
  • The maximum loan amount is the cost of attendance (determined by the school) minus any other financial aid received.

The PLUS loan carries a fixed interest rate of 7.54% for loans disbursed July 1, 2022 and before June 30, 2023.

Federal Direct PLUS loans are subject to a 4.228% origination fee before funds are disbursed.

Approved loan applications can be processed within 7–10 business days.

Borrowers must apply every year.

To get more information and apply online, visit studentloans.gov.

Graduate students who are approved for the PLUS Loan are required to complete a Master Promissory Note and Entrance Counseling on studentloans.gov.

Questions? Contact:

Financial Aid
Grace Hall, first floor
in the Cavalier Express Center