Federal Perkins Loans are awarded to students based on a combination of significant need as demonstrated on the FAFSA form and the availability of funds.
The interest rate for the Perkins Loan is 5% with no other fees.
Cabrini College uses Heartland ECSI—a loan-servicing center—to bill, collect payment, and provide loan services to students who have supplemented their tuition with a Perkins Loan.
Hours: Monday–Friday: 7:30AM–8:00PM Borrower Service Representative: 1.888.549.3274
Payment and Grace Period
Each student receives a Perkins Loan repayment schedule during their exit interview with the Financial Aid Office.
After graduation (or after dropping below half-time status), students have a nine-month grace period before the first payment is due.
Heartland ECSI will send billing information.
After you start to repay your Perkins Loan, if you skip a payment, make a payment late, or make less than a full payment, you may be assessed a late charge.
If you continue not making payments as required, you will have to pay collection fees.
If you need to make a payment but have misplaced your statement or to obtain forms to consolidate loans, defer payments, or cancel your Perkins Loan, please visit borrower.ecsi.net.
Contact InformationMake sure to keep your mailing address up-to-date with Heartland ECSI at all times.
Even if you do not receive your billing statement, your payment is still due monthly.
To update your address, please visit borrower.ecsi.net.
Mail all Perkins Loan payments, forms, and correspondence to: Heartland ECSI PO Box 718 Wexford, PA 15090
CollectionsIf you have received any type of communication from a collection agency regarding your Perkins Loan, this means you have defaulted in your payments.
Please contact the collection agency directly with any questions.
Cabrini College uses Collection Recovery Services (CRS) as our collection agency for Perkins Loans. To contact CRS, please call 1.800.250.8206.